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Mortgage Rates Officially Hit 3-Year Lows

Mortgage rates didn’t move any lower today, but they earned an important distinction nonetheless.  As of today, you’d have to go back 3 full years to see rate sheets any lower, on average.  May 10th, 2013 was a very bumpy day for rates, and it capped a week that served as the starting point for the […]

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Mortgage Credit Availability Continues to Decline

New programs offering low downpayment options for GSE loans weren’t enough to compensate for more stringent jumbo loan standards in April.  This resulted, the Mortgage Bankers Association (MBA) said on Thursday, in a decrease in its Mortgage Credit Availability Index (MCAI). The MCAI registered at 122.5 in April compared to 123.5 in March, a decline […]

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March Home Prices Surge 6.7 Percent Year-Over-Year

CoreLogic released the first of the major home price estimates for March on Tuesday.  The company’s Home Price Index (HPI) estimates for both January and February were substantially higher both month over month (0.4 to 0.7 percentage points) and year-over-year (1.2-1.5 points) than the other three indices we follow, those from S&P Case-Shiller, the Federal […]

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Pending Home Sales Hit Highest Level in Nearly a Year

The National Association of Realtors (NAR) reported Wednesday that its Pending Home Sales Index rose 1.5 percent to 110.5 in March, from a downwardly revised 109.0 in February and is now up 1.4 percent from 109.0 in March 2015. Mortgage contract signings are have now increased year-over-year for 19 consecutive months and is at the highest level since 111.0 in […]

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Clinton Blames Foreclosure Crisis on Republicans

Who is to blame for the foreclosure crisis and the subsequent Great Recession that devastated the country in 2008 and for years afterward? Democratic presidential hopeful Hillary Clinton, who is likely to win the nomination barring a huge comeback from Bernie Sanders, has the answer: It was the Republicans and only the Republicans, according to […]

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Does The Bank of Mom and Dad Help Homeownership?

Does a financial boost from mom and dad make it more likely a young person will buy a home?  It depends.  And that might change. Those statements are more or less the bottom line from a working paper prepared by three University of Southern California professors, Dowell Myers, Gary Painter, and Julie Zissimopoulos that is […]

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U.S. Housing Market Shows Positive Trends

Quote attributable to Freddie Mac Deputy Chief Economist Len Kiefer: “The U.S. housing market is poised to have its best year in a decade. The National MiMi currently stands at 83, the highest since September of 2008. And the trends are nearly all positive. Home purchase applications are headed higher, with the National MiMi purchase applications […]

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Homeownership Near its Lowest in History

In a recent feature done by CNBC, they noted home sales may be rising, but homeownership in the United States is heading down once again. After gains in the second half of 2015, the homeownership rate fell to just 63.6 percent, seasonally adjusted, in the first quarter of this year, according to the U.S. Census […]

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Are Things Really Getting Better In The Housing Market?

According to Realtor.com and the National Housing Trend Report, more sellers are now putting their homes on the market during first quarter this year than at the same time last year. Inventories of homes for sale rose 10% year-over-year to 1.744 million units, indicating increasing seller optimism and a strong, early beginning to the spring […]

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Zillow, Trulia and Realtor.com Dominate Website Traffic Now Capturing 1/3 of All Desktop Visits

Zillow, Trulia and Realtor.com are now the top three sites in web market share in February at the expense of smaller sites, with the big three seizing nearly a third of all real estate traffic from desktop computers. Real estate’s top three most popular websites will attempt to put more and more distance between themselves […]

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