Available Loan Programs
Stand out to sellers with a pre-qualification—showing you're a serious buyer with the financial backing to make a strong offer!
Available Loan Products
Down Payment Assistance
Down Payment Assistance is a loan program that enables first-time home buyers to buy with little to no down payment.
Cash Out Refinance
A cash out refinance can help you restructure your home loan and take advantage of the equity to do home improvements, consolidate debt, etc.
Bank Statement Program
A bank statement program helps you qualify for a home using only your bank statements to verify your income!
DSCR Investment Loan
The DSCR loan uses the income of an investment property as the income needed to qualify for a loan.
P&L Loan
A Profit and Loss (P&L) statement can be presented to qualify the borrower based upon their business income rather than personal earnings.
Asset Utilization
Ideal for retired individuals, investors, and entrepreneurs. This loan uses liquid assets to qualify the borrower for a home loan.
ITIN Loan
1099 Loan
Tailored to meet the unique needs of your borrowers who are classified as independent contractors or gig workers by using a 12 or 24 month total average to determine qualifying income.
Commercial Loans
We offer commercial loans for office buildings, retail, mixed use, light industrial, warehouse, hotels, multifamily apartment buildings, etc.
Purchase or Refinance
Conventional Mortgage
Available for borrowers with higher credit scores requiring down payments from 3% to 20%
FHA Mortgage
A government-insured loan requiring 3.5% down with flexible underwriting for borrowers with lower credit scores.
VA Mortgage
VA Loans offer 100% financing options for qualified veterans as either fixed-rate or ARM mortgages.
Jumbo
Jumbo loans offer maximum flexibility for home financing for larger real estate assets.
30-Year Fixed Rate
A 30 year fixed rate mortgage is a home loan with a set interest rate for the entire 30 year term, offering consistent, predictable monthly payments.
15-Year Fixed Rate
A 15 year fixed rate mortgage is a home loan with a set interest rate for the entire 15 year term, offering consistent, predictable monthly payments.